FHA Loan Hendersonville TN: 2026 Limits, MIP and Credit

Thu, 05 Nov 2026 07:00:00 -0600

An FHA loan in Hendersonville TN lets qualified buyers put as little as 3.5% down with a credit score of 580 or higher. Sumner County is part of the Nashville metro area, where the 2026 FHA limit for a one-unit home is $1,029,250. FHA loans charge an upfront and an annual mortgage insurance premium, so compare the full cost against conventional options.

With Sumner County’s third-quarter median sale price at $476,000 (Zeitlin Sotheby’s International Realty, RealTracs data), many buyers want a loan with a smaller down payment and flexible credit rules. Here’s how FHA works in Hendersonville, Gallatin, and the rest of Sumner County for 2026.

Fha Loan Limits 2026 on CFC Mortgage Blog

FHA Loan Hendersonville TN: 2026 Limits, MIP and Credit